A different motivational quote on each page.

This journal makes a great gift for anyone seeking to get out of debt or become financially independent, as well as students and young adults on tight budgets or who want to establish smart buying principles early on in life. Now in a bullet journal format with prompts for recording victories and setbacks, the Total Money Makeover Journal is a tool for those who are ready to transform their financial situation and establish healthy spending habits for good. When Dave Ramsey was experiencing his own 'total money makeover,' he found that journaling was an effective way to see the big picture - even while in the midst of challenging days. Do you tend to spend more when you're stressed? Do you eat out more often when you don't get enough sleep? The source of habits that are hindering your financial peace may not be what you think. Then, take a look at the patterns you see. Your emotions, relationship issues, setbacks, victories, life changes - anything. Take back control over your spending and transform bad habits into good ones by writing down anything significant that happens to you each day.

The Total Money Makeover: Classic Edition is also available in Spanish, transformación total de su dinero.Discover patterns in your spending and tackle the source of bad money habits by journaling throughout your 'total money makeover' process. All-new forms and back-of-the-book resources to make Total Money Makeover a reality.ĭive deeper into Dave's game plan with The Total Money Makeover Workbook: Classic Edition. Includes new, expanded “Dave Rants” sidebars tackle marriage conflict, college debt, and more.

Secure a big, fat nest egg for emergencies and retirement!.

Recognize the 10 most dangerous money myths (these will kill you).

Design a sure-fire plan for paying off all debt-meaning cars, houses, everything.

With The Total Money Makeover: Classic Edition, you’ll be able to: And it’s based on results, not pie-in-the-sky fantasies. Hey, if you’re tired of the lies and sick of the false promises, take a look at this-it’s the simplest, most straightforward game plan for completely making over your money habits. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.īy now, you’ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. Build up your money muscles with America’s favorite finance coach. New York Times bestseller! More than Five million copies sold!

The total money makeover journal